Our Purpose

Championing Responsible Financial Literacy Across the Philippines

Finance 101 equips learners, families, and institutions with principled financial education rooted in empathy, clarity, and sustainable growth.

Finance 101 educators collaborating
Collaborative curriculum design sessions ensure every module remains relevant and inclusive.

Mission and Vision

Mission

To empower communities in the Philippines with accessible, values-driven financial education that promotes informed decision-making and long-term resilience.

Vision

To create a financially confident society where learners of every background can interpret financial information with clarity, act with integrity, and inspire inclusive progress.

Our Educational Principles

Leadership Team

Our multidisciplinary team brings experience across finance, education, technology, and social development.

Portrait of Sofia Cruz

Sofia Cruz

Managing Director

Sofia leads strategic direction, drawing on 15 years of experience guiding financial literacy initiatives for government agencies and NGOs.

Portrait of Marco Villanueva

Marco Villanueva

Head of Curriculum

Marco architects Finance 101’s course designs, blending academic rigor with learner-friendly storytelling.

Portrait of Inez Morales

Inez Morales

Community Partnerships Lead

Inez collaborates with schools, cooperatives, and community leaders to deliver inclusive financial education programs.

Portrait of Adrian Flores

Adrian Flores

Learning Experience Designer

Adrian designs interactive tools and dashboards that bring complex concepts to life through visual storytelling.

Our Journey

  • 2016 — Foundational Research

    Finance 101 began as a research collective analyzing gaps in financial literacy programs offered to Philippine schools and cooperatives.

  • 2018 — Pilot Programs

    We launched pilot workshops with community partners in Metro Manila and Cebu, refining our ethical teaching frameworks.

  • 2020 — Digital Transformation

    Digital classrooms and analytics-driven dashboards were introduced, allowing learners nationwide to join guided cohorts.

  • 2023 — Nationwide Collaborations

    Finance 101 expanded partnerships with universities, cooperatives, and corporate teams, embedding lifelong learning pathways.

Commitment to Inclusion

We ensure every learner feels seen, supported, and empowered throughout their journey.