Legal Terms Governing Finance 101 Services

Please review these terms carefully. By accessing or using Finance 101 services, you agree to abide by the conditions below.

1. Acceptance of Terms

By accessing Finance 101 platforms or participating in any program, you acknowledge that you have read, understood, and agree to these Terms of Use. If you do not agree, you must refrain from using the services.

2. Eligibility

Finance 101 programs are designed for individuals and organizations seeking financial literacy education. Users must be of legal age to enter binding agreements or obtain consent from a parent or guardian.

3. Changes to Terms

We may update these Terms of Use periodically. Changes take effect upon posting. Continued use of the services after updates constitutes acceptance of the revised terms.

4. Educational Services

Finance 101 provides educational content, mentoring, and resources for informational purposes. Materials are not intended as professional financial, legal, or tax advice.

5. User Accounts

Some services require account registration. You are responsible for safeguarding login credentials and ensuring all information provided is accurate and current.

6. Account Security

You agree to notify Finance 101 immediately of unauthorized account usage. We reserve the right to suspend accounts that violate these terms or compromise security.

7. Intellectual Property

All content, including text, graphics, videos, and templates, remains the intellectual property of Finance 101 or its licensors. You may not reproduce or distribute materials without written consent.

8. Permitted Use

Users may access content for personal, non-commercial educational purposes. You agree not to circumvent platform security measures or share access credentials.

9. Prohibited Uses

You must not misuse the services, including engaging in fraudulent activity, transmitting harmful code, or infringing intellectual property rights.

10. Third-Party Resources

The platform may reference external resources for further study. Finance 101 is not responsible for third-party content or services.

11. Disclaimers

Services are delivered on an “as is” basis. Finance 101 disclaims all warranties, express or implied, regarding service availability, accuracy, or suitability for specific purposes.

12. Limitation of Liability

Finance 101 is not liable for indirect, incidental, or consequential damages arising from your use of the services, except where prohibited by Philippine law.

13. Indemnification

You agree to indemnify Finance 101, its directors, employees, and partners from claims arising from your use of the services or violation of these terms.

14. Governing Law and Dispute Resolution

These terms are governed by the laws of the Republic of the Philippines. Disputes shall be resolved through amicable negotiation, followed by appropriate legal remedies if necessary.

15. Contact Information

For questions about these Terms of Use, contact Finance 101 at [email protected] or visit 123 Learning Avenue, Makati City, Metro Manila, Philippines.